Commercial umbrella insurance offers additional liability protection beyond the limits of your standard business policies—such as general liability, commercial auto, or employer’s liability coverage. It serves as a financial safety net, helping cover large claims or lawsuits that could otherwise threaten your business. When a claim exceeds your primary policy’s limits, umbrella insurance steps in to cover the remaining costs. This coverage is especially useful for businesses in high-risk or highly litigious industries. By adding a layer of extra security, commercial umbrella insurance ensures long-term protection and peace of mind against unexpected financial setbacks.

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