Renting offers freedom—but it doesn’t protect your belongings. Rental insurance shields your possessions from theft, fire, or damage and often covers liability if someone is hurt at your home. It may even cover temporary living costs if your space becomes uninhabitable. Despite common myths, it’s affordable—sometimes less than a daily coffee—and landlords insure only the building, not your stuff. To choose wisely, list and value your items, decide between replacement-cost or cash-value coverage, evaluate liability limits, and compare quotes. Bundling and safety upgrades can lower premiums. Protect your peace of mind—rental insurance is essential.

• Website URL: https://number1ins.com/2025/08/25/rental-insurance-why-every-renter-needs-it-and-how-to-choose-the-right-policy/