Longshore and harbor workers play a crucial role in loading, unloading, repairing, and maintaining ships at docks and ports. Their work environment involves heavy machinery, hazardous materials, and unpredictable weather, making it one of the riskier maritime occupations. To protect these workers, the Longshore and Harbor Workers’ Compensation Act (LHWCA) provides essential coverage for injuries, medical care, and lost wages. Employers must ensure proper insurance is in place to stay compliant and safeguard their workforce. With the right policy, longshore and harbor workers receive the financial and medical support they need after an on-the-job injury or illness.