Finding affordable auto insurance doesn’t have to be complicated. Start by comparing quotes from multiple providers to identify the best rates. Choosing a car with high safety ratings and lower repair costs can also reduce premiums. Maintain a good driving record, consider higher deductibles, and bundle policies like home and auto for additional savings. Defensive driving courses and usage-based insurance programs can further lower costs. Regularly review your coverage and avoid lapses to keep rates competitive. By taking these steps, you can secure reliable coverage while saving money on auto insurance.