Condo insurance in California is essential for protecting your unit and personal belongings. Unlike standard homeowners insurance, condo policies typically cover the interior of your unit, personal property, and liability. The condo association’s master policy usually insures the building structure and common areas. California residents should consider additional coverage for earthquakes, which aren’t included in standard policies. Always review your HOA agreement to determine what’s covered. With the right condo insurance, California condo owners can enjoy peace of mind knowing they’re protected against unexpected damages, theft, or liability claims. Compare quotes to find the best fit.